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What is the difference between an ACH debit payment and an ACH credit payment?

Answer #540 -- ( Published 04/12/2006 12:33 PM | Updated 06/12/2018 5:00 PM )

What is the difference between an ACH debit payment and an ACH credit payment?

An ACH debit payment is an electronic transfer that occurs when you authorize the Illinois Department of Revenue to debit funds from your account on a date of your choosing.

The ACH credit payment option is an electronic transfer that occurs when you authorize your financial institution to deposit into the Illinois Department of Revenue’s account. Before choosing this option, we recommend you contact your financial institution to inquire about their ACH services and any associated fees.

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